1. Parties; Party A as the “Lender” and Party B as the “Borrower”.

2. The Party A agrees loaning certain monies (the “Loan”) to the Party B, and the Party B repaying the Loan to the Party A, the Parties agree to keep, perform and fulfil the promises and conditions set out in this Loan Agreement.

3. The Party B agrees and allows Party A to receive information related to the Loan Agreement, agreement and documents related to the Loan Agreement. Party A is allowed to disclose to any third party any information relating to the Party B and/or related in connection with the contract, Loan Agreement and/or other relevant documents at any when is Party A decision right and necessary? Without obtaining the consent of the Party B. Party B agrees that the foregoing information may be used, encrypted, transmitted and stored by Party A and its management company, its branches, subsidiaries and member companies’ other assets of Party A.

4. Party B commits and confirms that all information, data, documents that Party B goods supplied to under the provisions of this contract are under the management of legal use, use and possession of the Party B; true; correct on all facets and no information is hidden and personal loan maximum approval limit is not more than 12 to 48 times of net income.

5. When an online borrower has no collateral, the lender assumes the risk of the loan and the Party B must provide the Party A with their financial status to prove its ability to repay the debt in the future. Party B will withdraw the full loan amount.

6. According to the qualification of each applicant and or setting a credit limit and or the interest rate received depend on the loan application document and or the terms and conditions within Party A, however, any such approval shall be at the discretion of the Party A.

7. Regardless of any or all installments, the Party A has the right to collect interest during the default period, rate at the Party A deemed appropriate, but not exceeding the maximum rate as the Party A has the right to collect legally and you will still be charged a debt collection fee at the rate of payment schedule.

8. Party B can know the preliminary approval results when submitting a loan application.

9. If Party B has been approved for the loan and Party B wishes to cancel the contract through the online platform, Party B needs to pay a contract termination fee of 30% of the approved loan. If the Party B fails to comply with the conditions of this contract, the Party B shall be responsible for all losses suffered by the Party A due to such breach of contract. Includes all charges for warnings, default charges and damages. Both Parties have always read and understood the content of the contract and signed it accordingly, this Loan Agreement will have legal effect as an agreement between the two Parties.

10. Total amount of the loan and installment repayment is not more than 24% per year. The Party A reserves the right to use the Party A internal rules and policies approving the credit line, or reject the can request including the approval of special interest rates however, if it is found that the Party B qualifications do not meet the criteria and conditions that the company set forth at any time and for any reason the Party B agrees to allow the Party have the right to change the interest rate includes the credit line usage fee that the Party B will have to pay to the Party A. The interest rate includes such fees shall not exceed the maximum rate required by law.

11. The Party B will not make any claim against insurance of any claim for any loss of any nature which substance is due to Party A unilaterally terminating the contract according to the terms of this Agreement.

12. Debt collection expense of the installment repayment by bank deposit, adhere payment schedule.